Okay, so I am able to access the BIOS I just can't make setting changes without the Admin Password for my E6420 GPWN5R1-1D3B. 
  
Below are my settings in my BIOS. Since my SATA Operation is set to RAID I'm assuming that is the reason why I cannot install an OSX to my hard drive. 
  
SATA Operation: 
Not Selected - Disabled 
Not Selected - ATA 
Not Selected - AHCI 
Selected - RAID On 
  
Boot Sequence: 
Not Checked - Diskette Drive 
Checked - Internal HDD (IRRT) 
Checked - USB Storage Device 
Checked - CD/DVD/CR-RW Drive 
Checked - Onboard NIC 
  
Boot List Option: 
Selected - Legacy 
Not Selected - UEFI 
  
I tried installing the new updated BIOS A22 as I am currently on A21 thinking this might wipe out the password, but still need the Admin Password to run this update. 
I generated a few suggested passwords from https://bios-pw.org/ but none would work. 
I also contacted Dell but the warranty was expired so they could not help without charging me a fee, to be honest I don't think the rep knew what she needed to do. 
  
I'm thinking the only way to move forward is to pay for a password from one of the sites below. I just hope they are legit. 
  
Has anyone used them before and if so which of the two would you recommend? 
  
www.pwd4bios.com/ 
www.biospassword.eu/buy-passwords/dell-instant-1d3b/ 
  
  
Thanks for everyone's feedback!