@Hervé Would be great, if You could update Your HowTo-Site with the results collected in this thread.
So, not everyone has to read 15 Pages to get the problem solved
P.S.: Masking only the 3 PINs at the one Side worked for me (DW1820a, Sub-ID 0021, 0VW3T3) too.
(With 5 PINs masked card could not get activated at macOS 10.14.6 Mojave)
Thanks, @Franckenstien, for Your tries and hints!